Matthews Roofing

Roof Inspection Report and Certification for Insurance

Get your roof inspection report for insurance to help avoid early replacement and keep your home protected. We’ll check for any issues, make necessary repairs, and provide a roof certification that helps you stay covered.

What is a Florida Roof Certification Inspection?

In Florida, we offer roof inspections that result in a roof certification, which you can present to your homeowners insurance company. This certification can extend the time before you’re required to replace your roof, potentially saving you money and delaying the need for a costly roof replacement. By ensuring your roof meets the necessary standards, we help you maintain your insurance coverage without the immediate burden of a full roof replacement.

Why is a Roof Certification Important for Insurance?

Roof certifications are crucial because many insurance companies in Florida require homeowners to replace their roof once it reaches a certain age. Typically, around 15 to 20 years is when they require it, even if the roof is still in good condition. However, by providing a roof certification from Matthews Roofing, you can prove that your roof is still sound and doesn’t need to be replaced just yet.

roof inspection certification report

Who Needs a Roof Certification?

If you’re renewing your insurance, buying a new home, or have an older roof, you might need a roof certification. It helps prove your roof is still in good shape, keeps your insurance coverage intact, and can extend the life of your roof.

Renewing Insurance Policies

When you’re renewing your homeowners insurance, your insurer might ask for a roof certification to make sure your roof is still in good condition. This certification shows that your roof can hold up for a few more years, helping you avoid higher premiums or the need for a full replacement right away.

roof certificate

New Homeowners

When you’re buying a new home, a roof certification is important because it gives you peace of mind that the roof is in good condition. It can also help you avoid unexpected costs or insurance issues down the road, ensuring your new investment is protected from the start.

certified roof inspection

Homes with Older Roofs

If your roof is getting up there in age, a certification can be a lifesaver. It confirms that your roof is still solid, which can buy you extra time before needing a full replacement. It can also alert you to anything to be aware of in the near future for maintenance.

Get Your Roof Inspected and Certified

What Does a Florida Roof Certification Include?

A roof certification isn’t just a piece of paper; it’s a detailed report that covers the current state of your roof and what you need to know moving forward. Our certifications will help you understand exactly what condition your roof is in and what it means for your insurance.

Detailed Roof Condition Report

With our certification report, we’ll give you a clear picture of your roof’s health. It will highlight any issues, like wear and tear, and let you know if your roof is in good shape or needs attention. This way, you know exactly what you’re dealing with and can plan accordingly.

florida roof inspection

Repairs and Maintenance Recommendations

If there are any issues found during the inspection, the certification will include recommendations for repairs or maintenance. Unless you want those repairs done by us, at which point we will perform the needed repairs, which allows us to give your roof a clean bill of health.

Certification Lifespan

The certification isn’t forever—it usually lasts a few years, depending on the condition of your roof. This timeframe lets your insurance company know that your roof is expected to hold up for that period, which can keep your premiums lower and your coverage intact.

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Questions We Get About Roof Certs and Insurance

Do Roof Certification Prevent Roof Replacement?

Yes, they can. Often, we can inspect your roof, take care of any current damage, or perform some general maintenance, and then provide you with a roof certificate. You can present this certificate to your insurance company or whoever needs it. This documentation can help you delay the need for a full roof replacement.

Can You Repair My Roof to Prolong Its Life?

Yes, if we find any damage or wear and tear during the inspection, we can handle all the necessary repairs to bring your roof up to standard. Whether it’s fixing a few broken tiles, sealing leaks, or repairing the flashing, we’ll make sure your roof is in top shape. Once the repairs are done, we’ll provide you with the certification.

What Should I Expect During the Inspection?

One of our licensed roof inspectors will thoroughly check your roof, both inside and out. We’ll carefully walk the roof, inspecting everything from the flashing to the tiles or metal, and more. We’ll take detailed photos and document everything. Afterward, we’ll give you all the documentation, the certification, and any suggested repairs if needed.

What are Common Issues That Could Affect Certification?

As long as your roof isn’t too old, there might be some minor repairs needed, like fixing broken tiles or replacing flashing that’s compromised around pipes or vents. Other issues could include rusted flashing or seams in the underlayment that have started to deteriorate. 

Schedule Your Roof Inspection and Certification

Are you ready to get your roof certified? It’s easy to schedule an inspection with us. We’ll make sure your roof is in good shape and provide the certification you need for your insurance. Don’t wait—schedule your roof inspection today and gain peace of mind knowing your home is protected.

Why Choose Matthews Roofing for Your Roof Certification?

When it comes to roof certification, you want a team you can trust. We’re experienced, licensed, and committed to doing the job right. We’ve helped countless homeowners with all types of roofing services, including certifications, and we’re proud to have a reputation for quality work and great customer service. If you’re located in Broward County or Palm Beach County, Florida, we’re here to help. 

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